Working Capital
Finance inventory, supplier payments and day-to-day business needs.
For established businesses
Financing for what your business needs next.
Access structured financing for business operations, contract execution, unpaid invoices or productive assets.
Start ApplicationA short pre-application. No BVN or NIN collected here.
Designed around the need
What it can help finance
Focused financing for a clear purpose. Eligibility and final approval are confirmed during Veend's full application and credit assessment.
LPO / Contract Financing
Get financing to execute an awarded purchase order or confirmed contract.
Invoice Financing
Access financing against eligible outstanding invoices instead of waiting for payment.
Business Asset Financing
Finance eligible equipment and productive assets for your business.
Financing with a purpose
Built around productive, real-world needs.
Start with the category that fits. Veend then uses the information you provide to keep the next stage relevant—without turning this website into the full credit application.
Tell us what you needWho it is for
Built for real, verifiable needs.
Choose the option that matches what you need, then share enough context for Veend to continue the conversation meaningfully.
Businesses with verifiable operationsBusinesses with identifiable cash flowBusinesses with an active banking historyBusinesses with a clear financing need
A clear path forward
From interest to full application.
A short start here means the deeper assessment remains in Veend's secure underwriting application.
Tell us what you need
Answer a short set of questions tailored to this financing category.
Continue securely
We preserve your context and move you into Veend's full application.
Complete assessment
Provide the remaining identity and financial information required for review.
Before you begin
What you may need.
- Valid identification
- Business information
- Recent business bank statement
- Relevant contract, invoice or quotation where applicable
Useful context
Questions, answered clearly.
Product terms are confirmed only after assessment.
Does starting an application guarantee financing?
No. Financing is subject to Veend's credit assessment and applicable approval requirements.
Why may Veend ask for my bank statement?
Bank statements help Veend assess income or business cash flow and repayment capacity during the full application process.
Why may Veend ask for my BVN?
BVN may be used for identity and credit verification as part of the full application process. It does not give Veend permission to withdraw money from your bank account.
Will financing always be paid into my account?
Not necessarily. For some equipment, solar and vehicle financing, approved funds may be paid directly toward an eligible vendor or supplier.
Take the next step
Ready to tell us what your business needs?
Start with a short, product-specific pre-application.
Start Application